The Observatory of Household and SME Finances was created with the aim of carrying out pioneering research with social impact in areas related to the financial empowerment and management of households and small and medium-sized enterprises. Its intention is to provide a solid base of knowledge and disaggregated indicators and indices to inspire and enrich the debate on public and private policies and actions aimed at improving the financial empowerment and financial decisions of households and small entrepreneurs, contributing to a better understanding of the factors that condition them.