Francisco Javier Ramírez Arbues

Lawyer. Partner at Deloitte Legal specializing in financial regulation, digital banking and Fintech. Previously he was General Counsel and Chief Legal Officer of ING in Spain and Portugal and lawyer of prestigious law firms for almost two decades, during which he developed great experience in financial regulation and relationship with supervisors, in addition to being a recognized expert in the legal implications of digital transformation. He holds a degree in Law from the University of Zaragoza, an LLM from the Instituto Empresa and a Master’s Degree in Banking and Finance from the Centro de Estudios Financieros. He has been vice president of CUMPLEN, Association of Regulatory Compliance Professionals from 2014 to 2016. Two-time winner of the “40 under 40” awards granted by Iberian Lawyer and the Gold Award for the best TMT lawyer of the year in 2016. He is a regular lecturer on legal and regulatory matters and teaches undergraduate and postgraduate courses at various educational institutions, such as the Instituto de Empresa. He has published numerous articles in journals and publications.

CORPORATE EXPERIENCE

• Partner, Regulatory & Compliance Department, Deloitte Asesores Tributarios SLU, Spain, 2016 – Present

• General Counsel and Chief Legal Officer, ING Spain and Portugal, 2008 – 2016

• Associate, Corporate and Commercial Law Department, Garrigues, Spain, 2005 – 2008

• Junior Associate, Corporate Law Department, Ernst & Young, Spain, 2001 – 2004

ACADEMIC EXPERIENCE

• Adjunct Professor of Legal and Compliance topics with IE University

• Academic Director of financial regulation matters of Compliance LLM Program

• Recurrent professor with tier 1 business schools and universities (UAM, UC3M, Esade, UNIR, UEM, etc.)

• Gold Award for the best TMT (technology, media and telecommunications) lawyer of the year in 2016

• Co-author of the book “Compliance: how to manage regulatory risks in the company”, Thomson Reuters, 2015

• Two-time winner of one of the “40 under 40” awards given by Iberian Lawyer to the 40 most promising lawyers in Spain and Portugal in 2011 and 2013

• Member of the Madrid Bar Association, since 2002

• Winner of the first edition of the scholarship for the best young lawyers in Spain, sponsored by Ernst & Young, IE Business School and Cinco Días, 2000